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Useful Buy2Let Information & Tips....
…What is a Mortgage Indemnity Guarantee (MIG)? - your mortgage company may impose a one off cost of insurance to cover itself against your failure to pay the mortgage due to any unforeseen circumstances. It protects the lender, not you - to cover the amount you owe the lender, in the event the property value is not enough to repay the loan following repossession. Lenders will apply this and pass the cost on to you if they feel the Loan to Value is too small i.e. your deposit is too small a %, relative to the property value.
DISCLAIMER - we do not offer financial advice - all words are 'information only'
Mortgage Brokers in North-Yorkshire....
Acorn Commercial Finance Limited:- 4 Clifton Moor Business Village, James Nicolson Link, York, YO30 4XG J Matthews and Co:- 10 Reglan Street, Harrogate, HG1 1LE Lawrence Scoffield Mortgages Limited:- 2 Fishergate, Ripon, HG4 1DY Mortgage Reduction WE Care UK Limited:- Prosperity House, Scarborough, YO12 5AT Mortgage Watch U K Limited:- 230 High Street, Northallerton, DL7 8LU Mortgage World:- 1 5 The Shambles, York, YO1 7LZ North Yorkshire Mortgages Limited:- Po Box 72 Prospect House, Lakeview, Scarborough, YO11 3WW P J Clifton Insurance Services:- 31 33 North Moor Road, Huntington, York, YO32 9WS Property Link Homes:- 79 Allhallowgate, Ripon, HG4 1LE Scot Life:- PO BOX 72York House, Scarborough, YO11 2ZZ Stewart Massruther:- Alma Chambers, Scarborough, YO11 1JR